Introduction Organisations Aspiring JETs Current JETs Former JETs

Insurance

01: Introduction

02: Public Insurances

03: JET Programme Accident Insurance

03: JET Programme Accident Insurance - Outline

Outline of the JET Programme Accident Insurance

In the case that a JET participant is injured or becomes ill during the period of coverage, the JET Accident Insurance Policy allows JET participants to claim back medical costs incurred (minus a \5,000 deductible and within the limits of the policy). When receiving treatment, JETs should first make use of their Social (Health) Insurance and then claim remaining costs with the JET Accident Insurance. The JET Accident Insurance also provides coverage for death caused by accident or illness, disability, and treatment for injuries and illnesses that occur during travel or visits to the JET's home country. Medical costs incurred due to injuries or illnesses that happened before the start of the insurance policy are not covered. For coverage details, please see the JET Accident Insurance Policy Guide.

 

【Policy Outline】

Under this policy, comprehensive insurance coverage for overseas travel accidents is provided for Japan Exchange and Teaching (JET) Programme participants (herinafter called "JET participants") by a private insurance entity in contract with the Council of Local Authorities for International Relations (CLAIR).

 

The contents of the policy are identical for all JET participants and there is no need for enrollment. The insurance premiums are paid entirely by the contracting organisation.

 

1. Insurance Type

Overseas Travel Comprehensive Insurance (“JET Programme Accident Insurance”)

 

2. Contracting Party

Council of Local Authorities for International Relations (CLAIR)

 

3. Insured Parties

All first year and reappointed JET Programme participants

 

4. Policy Number

The policy number is determined by the date that the participant arrived in Japan and applies to all JET participants who arrived in the applicable month.


July & August 2011 Arrivals (new arrivals and reappointed JET participants):

Policy Number 5364920260

April 2012 Arrivals (new arrivals and reappointed JET participants):

Policy Number 536492060

 

5. Period of Coverage

Period of coverage begins either two days before the JET participant’s arrival in Japan or the point at which the JET participant departs from his/her home country* to come to Japan, whichever comes later.

 

Period of coverage ends on the date specified below or when the JET participant returns to the home country*, whichever comes first.

 

New participants who arrived in April:

The point at which the participant departs from his/her home country* to come to Japan or two days before arrival in Japan, whichever comes later, to 12:00 p.m. 30 April of the following year

 

New participants who arrived in July/August:

The point at which the participant departs from his/her home country* to come to Japan or two days before arrival in Japan, whichever comes later, to 12:00 p.m. 31 August the following year

 

Reappointed participants who arrived in April:

0:00 a.m. 1 May to 12:00 p.m. 30 April of the following year

 

Reappointed participants who arrived in July/August:

0:00 a.m. 1 September to 12:00 p.m. 31 August of the following year

 

The period of coverage for participants who withdraw from the programme before the end of their term of appointment (participants who resign mid-appointment) will differ from the dates above. The period of coverage will continue until the day before the corresponding date of the month following the month of termination of appointment or when the JET participant returns to his/her home country*, whichever comes earlier.

(For example, if the JET Programme appointment is terminated on 15 October, the period of coverage under this policy will continue until 14 November, or until the participant returns to his/her home country*, whichever comes earlier.)

 

Note: “Home country” refers to the country from which the participant departed to join the JET Programme or any other country in which the JET participant has a place of residence.

 

6. Insurance Enrollment

All JET participants are automatically enrolled in the JET Accident Insurance Policy. (Each JET participant must, however, submit the Insured's Confirmation of Agreement Form.)

Insured's Confirmation of Agreement Form

 

7. Coverage Details

>> Please click here for specific coverage details.